Yes. We specialize in first-time homebuyer programs and helping clients navigate the homebuying process with confidence. Our team works closely with buyers to explore available grant programs, low down payment options, and financing solutions designed to make homeownership more accessible and achievable. Check out the SONYMA website to see us!

At The Place on Park, we believe getting a mortgage should feel personal - not transactional. Unlike many traditional banks, our team takes a hands-on, relationship-driven approach focused on education, strategy, communication, and finding solutions tailored to each client’s goals.

As the home of The Mortgage Mama and The Zambelli Team- the #1 team at Cliffco Mortgage - we offer access to a wide variety of loan programs including first-time homebuyer options, non-QM financing, purchases, refinances, and creative lending solutions for unique situations.

We pride ourselves on being accessible, proactive, and deeply invested in our clients throughout the entire process- from pre-approval to closing and beyond. Our goal is not just to close loans, but to help families build long-term wealth and opportunity through homeownership.

Mortgage bankers offer a unique balance of flexibility, communication, efficiency, and loan variety that many borrowers do not experience with traditional banks, credit unions, or brokers. Unlike credit unions and traditional banks that typically only offer their own in-house products, mortgage bankers often have access to a wider range of loan programs and financing solutions. Unlike brokers, mortgage bankers also tend to have more direct involvement and control throughout the loan process, helping create smoother communication, faster problem-solving, and a more streamlined experience from start to finish.

At The Place on Park, we take a highly personalized and strategic approach to mortgage lending. As mortgage bankers, we are able to offer a variety of loan options including first-time homebuyer programs, non-QM loans, purchases, refinances, and investment financing while remaining hands-on throughout every stage of the transaction.

Our goal is not simply to close loans - it is to educate, guide, and create customized mortgage solutions that support our clients’ long-term financial goals and homeownership journey.

Getting pre-approved is one of the most important first steps in the homebuying process. A pre-approval helps determine your purchasing power, gives you a clear understanding of your budget and monthly payment, and allows you to shop for homes with confidence.

In today’s market, sellers and real estate agents also want to know that buyers are financially qualified before accepting an offer. Having a pre-approval shows that your income, assets, and credit have already been reviewed by a mortgage professional, which can make your offer stronger and more competitive.

At The Place on Park, we also use the pre-approval process as an opportunity to educate and strategize with our clients. Whether you’re ready to buy now or planning for the future, we help identify the best loan options, estimate payments, discuss first-time homebuyer programs, and create a game plan tailored to your goals.

One of the biggest strengths of our team is our ability to combine strategy, communication, speed, and problem-solving in a way that truly supports both our clients and the real estate professionals we work with. In a competitive market, getting an offer accepted often requires more than just a pre-approval letter - it requires a proactive, experienced team that knows how to position buyers strongly and confidently from the very beginning.

At The Place on Park, we pride ourselves on being highly accessible and hands-on throughout the entire process. We believe communication is everything, which is why our clients and agents always know where things stand and can easily reach us when questions or challenges arise. We stay actively involved, available, and in front of situations before they become problems.

Our team is also known for efficient processing, strong systems, and the ability to move quickly when timelines matter. From pre-approval to closing, we work hard to create a smooth, organized experience while maintaining fast turnaround times and constant communication.

Most importantly, we are solution-oriented. Every file and every client is different, and we take pride in thinking creatively, navigating challenges, and finding financing solutions that other lenders may overlook. Whether it’s structuring a complex deal, helping a self-employed borrower, or overcoming obstacles during underwriting, our goal is always to find a path forward and help our clients succeed.